Blue Cross and Blue Shield of Texas customizes health insurance options during Open Enrollment

The plan recognizes the needs of early retirees for easy access to care, affordability

RICHARDSON, Texas, November 20, 2023 /PRNewswire/ — Open Enrollment with health insurance is in full swing at HealthCare.gov Marketplace, Blue Cross and Blue Shield. Texas (BCBSTX) offers many options that can provide independent workers with access to care for themselves and their families. It’s the registration deadline 16 January 2024but to start health coverage January 1, 2024the last day of registration is December 15.

According to McKinsey’s 2022 American Opportunity Survey, about 58 percent of American workers identify as freelancers or solopreneurs. Many gig workers—skilled freelancers, hairdressers, beauticians, drivers, food service workers—do this work without employer-sponsored health insurance.

Access and affordability of care are vital to Texans, particularly gig workers or early retirees who are not yet eligible for Medicare. Recognizing this, BCBSTX offers programming on all 254 Texas counties where the Affordable Care Act (ACA) market population may qualify for a $0 Monthly payment for some plans after subsidies and Advance Tax Credit (APTC) are applied.

Since the ACA Marketplace launched in 2013, BCBSTX continues to offer individual and family plans in every zip code. Texas. These plans can be accessed through a robust network of providers and facilities.

Other highlights for BCBSTX plans include:

• MyBlueHealth plan – with co-pays as low as $0 For all your primary care visits with your chosen provider;

• Two free emergency visits for the unexpected.

• Access to a virtual primary care network that includes preventive health screenings and routine care from the comfort of home;

• MedsYourWay, an exclusive BCBSTX prescription savings program that provides the best price on quality drugs;

• Nurse Line is staffed by registered nurses who are available 24 hours a day, 7 days a week; and:

• Annual wellness visits, screenings and vaccinations.

The story continues

“Don’t be caught without cover. One of the biggest benefits of health insurance is the peace of mind of being covered and knowing that you can access affordable health care when you need it,” said: Jim Springfield, BCBSTX president. “Even if you’re in good health, you never know when you might have an accident or get sick. A trip to the hospital can cost more than you might expect. That’s why we continue to offer multiple health plans in all 254 Texas states. regions”.

Navigating health insurance enrollment can be scary and complicated, so here are some tips to help you through the process:

• Personal Information Checklist.

  • Personal identification information, including Social Security numbers, for all family members applying for coverage

  • Employment and income information

  • Information about any current health insurance plans

• Explore and understand the benefits and costs of each plan to find coverage that works best for you and your family. Understand other out-of-pocket costs, including deductibles, copayments, and coinsurance. Make sure your medications are covered.

• Check for additional benefits such as dental, vision, accident or critical illness insurance. There are often affordable options that can protect you and your family. Also, look for programs that reward healthy choices and being involved in improving your health.

BCBSTX representatives are available to provide enrollment guidance in English and Spanish and to help individuals and families learn about health insurance options. Here’s how to get help.

• Call immediately. Contact BCBSTX at 888-731-0317 for help choosing the best plan.

• Complete the online application. Visit BCBSTX.com to view and compare plans and easily apply online.

• Contact an independent BCBSTX agent. Contact an independent, authorized BCBSTX agent for a personal referral. Find an agent on the BCBSTX website under Find a Plan, then click Contact Us and Agent Inquiry.

About Blue Cross and Blue Shield of Texas
Blue Cross and Blue Shield of Texas (BCBSTX) – Texas’ only statewide, customer-owned health insurer is the largest provider of health benefits in the state, working with more than 140,000 physicians and nurses and 520 hospitals. more than 7 million members in all 254 regions. BCBSTX is a division of the Health Service Corporation (HCSC) (which administers Blue Cross and Blue Shield programs in Armenia Texas, Illinois, Montana, Oklahoma and: New Mexico) Health Care Service Corporation is a mutual legal reserve company and an independent licensee of the Blue Cross and Blue Shield Association.
BCBSTX.com |: Twitter.com/BCBSTX |: Facebook.com/BlueCrossBlueShieldOfTexas |: YouTube.com/BCBSTX |: BCBSTX Community Highlights!

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SOURCE Blue Cross and Blue Shield of: Texas